Working Capital Finance

Growing a business can mean taking a risk to expand or tackle a new challenge, and this usually means increasing finance. Take the worry and uncertainty out of securing working capital finance by talking to our risk savvy professionals with current best practice skills and knowledge – they will make it work for you.

The smart way
to get working capital for your business
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Finance Needs

For Advertising, Stock, Payroll, Expansion, Other
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Working Capital Finance Options

Secure & Unsecure Loans, Fixed & Variable Loans
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Working Capital Loan Amounts

$5,000 to $1m+

Loan Eligibility & Documents

Are you eligible for finance?

To apply with Talk To A Broker, you must:

  • Be over 18 years of age
  • Hold a current & valid driver’s licence
  • Be an Australian Citizen or a Permanent Resident
  • Have a registered ABN. The longer the more options you have

What are the Documentation needed for your loan?

100-point ID is needed and consists of a combination of the following

  • Current Australian Passport, Valid Drivers Licence or Medicare card
  • Asset & Liabilities (details of your expenses)
  • Self Employed – provide 2 years of tax returns & NOA
  • Company – provide 2 years of financials, last 2 quarter BAS statements + bank statements
Read our Faq
FAQ

At Simply Asset Finance we will do a financial assessment to see how much you can borrow, advise on the different lenders, address any issues with your credit record, and then submit the loan application on your behalf.

This will depend on factors such as the amount of the loan and your credit rating, but if there are no issues an average loan will usually take from 3 to 4 days to be approved.

Generally we will need a driver’s licence (or some similar form of photo ID), three to six months of bank statements, and pay slips for employees applying for personal, non-business loans.

Customers can either attend at our offices or we can conduct all necessary communication and information/document gather by phone and email – this can be a real time saver for those working full-time or who would need to travel a long distance to our premises.

This will depend very much on the value of the loan and your credit rating. Some smaller loans may not require a deposit at all. We will assess this in our first communication with you and advise accordingly.

If you feel that you are – or may soon be – in a situation where you are unable to make the full repayments by the date due, you can contact us and we will review the situation with you and the lender. We will work together to achieve a workable solution.

This may not mean that you can’t get a loan. The best plan is to discuss it with one of our brokers and get the best advice for your individual situation.

Ready to get Pre-Approved?

Get a decision in minutes with no risk to your credit score.